Fact Is: Many Life Insurance Policies and Pension Plans Can Be Rescinded at a Profit.
And FACTO is here to help: with legal financing, legal expertise and leading technology. Request your free initial assessment now and examine whether it’s worth repealing your agreement.
The Press Says
Life insurance: cancellation in case of errors in information about cancellationWelt, May 28th 2018
Unprofitable life insurance policies: better to rescind than canceln-tv, May 17th, 2018
Retirement provision: there are alternatives to cancelling a life insurance policyFOCUS Money Online, March 1st, 2018
Life insurance policies are frequently incorrect – this is why clients can revoke them even years later.DER SPIEGEL, July 22th, 2017
Subsequent objection can be worth it.Deutschlandfunk, August 9th, 2017
The Federal Court of Justice rules in favor of rescinding life insurance policies.pt-Magazin, July 29th, 2017
Investments that many policyholders have already written off can be reclaimed.Handelsblatt, June 8th, 2017
Life insurance: objection can be worth it.Finanztest, 08/2017
The Facts Speak for You.
of life and pension insurance contracts
… in Germany contain a defective cancellation policy according to our estimations. This concerns many contracts concluded between
We assist you in successfully rescinding from yours and in canceling your life or pension insurance at a profit – even if your policy has already been canceled or has already expired. Background: Learn more.
This Is How Your Policy Can Become Profitable:
Request a free initial assessment.
We verify with specialized attorneys and experts, if your life or pension insurance meets the criteria for a rescission. You receive a free and non-binding initial assessment and can subsequently decide whether a rescission is worthwhile for you.
Your policy is rescinded.
Together with you, we compile all necessary documents. Subsequently, experienced attorneys demand the rescission of your policy from your insurance company.
You receive your compensation for use.
After the successful rescission, your compensation for use will be transferred to your bank account.
You Can Quickly Benefit From an Immediate Payout.
Model D – policy acquisition is only offered by FACTO in Germany. In just a few weeks you receive an initial payment of the calculated compensation for use, and there is a chance of receiving a subsequent payment settlement.Learn more
Choose Your Service Model
You do not have legal insurance?
We organize the complete rescission for you. You simply pay a one-time fee.
You want to pay for the legal costs yourself, and in return receive a higher compensation for use?
We organize the complete rescission for you.
Find out in direct comparison which of our Service Models is best suited for your personal situation.Service Models: Learn more
FACTO: We Take Advantage of Facts
FACTO Financial Services AG is an independent legal services provider. Founded in 2009, we are the leading legal tech and consumer rights companies in Germany. Our core activity lies in supporting consumers to successfully rescind their life or pension insurance policy based on current law.
The basis of our success lies in working with specialized attorneys, having a comprehensive tariff database and proprietary leal tech software. Even when documents are missing, we are able to reconstruct cancellation policies within a certain timeframe and calculate the exact compensation for use for our clients.
Thus, we set a large number of precedents that permanently strengthen the rights of individual consumers.
These facts speak for themselves: Currently, we are handling approximately 26.000 of our clients’ requests and have already successfully rescinded more than 2.000 contracts at a profit - with impressive results for our customers.
Create facts – we support you in doing so!
Complete cost transparency
Fair expense report purely on a success basis
Free initial assessment
Realistic chance assessment of your case
Personal contact person
Flexible advice tailored to your needs
Specialized law firms
Asserting your claims by consumer law experts
Immediate payout possible
Payout of a share of your claim with Service Model D after approximately six weeks already
Calculations conforming to the Federal Court of Justice*
Exact calculation of the compensation for use you can expect
Rescission without legal protection
Absorption of your overall legal costs
Rescission when documents are missing
High chances of success even with incomplete files
*BGH NJW-RR 2017, 1061